Creating Your First Family Budget

Did you decide one of your resolutions for the New Year would be to save money? I know one of mine was.

But where does your money go every month? You have to sometimes wonder if the same little creature that steals socks from your laundry is somehow swiping your debit and credit cards or writing checks in your name. We all know that we need to save money and plan for the future. We might be tempted to run a marathon up hill in the snow before sitting down and seeing where money goes every month.

Before you throw in the towel and decide to give up on your New Year's Resolution of saving for your kid's college tuition, that family trip you've always wanted, or simply getting out of debt, give budgeting a shot with the following steps.

Step 1 - Print off the budget form that can be found HERE or click the image above.

Step 2 - Write down what you are spending on a monthly basis. If you aren't sure, give it your best guess.

Step 3 - Total each category in the total fields.

Step 4 - Total all the categories at the bottom.

You have taken the first step in setting a budget and moving toward your saving's goals. Let 2013 be the year you accomplish your resolutions.

Share with how you are saving money and budgeting this year by using hashtag #getthrifty.

Thanks to www.emeals.com for this helpful budget sheet. Check them out to see how you can save $1,000 each year on groceries.

For a limited time E-Meals is offering an exclusive coupon code for Nanny2Mommy readers. You can use the discount code BUDGET for $3 off any eMeals dinner meal plan subscription!

This is a sponsored post. To view my full disclosure policy, click here.

Linked up HERE.

9 comments

LaNesha Tabb 1/11/2013 04:32:00 PM
oooooo thx for the bufdget sheet! this is gonna be part of my resolution revolution!! xoxo
April Grant1/11/2013 07:21:00 PM
I started Financial Peace university! I hope I mostly some major dents in our debt.
Anonymous1/11/2013 10:00:00 PM
Hi! Found you through the blog hop! Visiting from http://teachthemtruth.blogspot.com/

Kelly Blackwell @ Heres My Take On It1/11/2013 10:07:00 PM
The new year is such a great time to really get on track. Budgeting is key for my family. I am trying to see if I can save a set sum each month above and beyond what I have in the past. Thanks for the budget sheet and tips. :) I am dropping and a new follower form the Our Everyday Harvest's Harvest of Friends blog hop. Please stop by if you have a chance. :) http://heresmytakeonit.blogspot.com/
Pary Moppins1/12/2013 04:34:00 PM
That's a great budget sheet! Thanks for offering it! Found you through Bloggy Moms.
Empowered Momma J1/12/2013 11:09:00 PM
So far so good in the first few weeks of 2013 on our budget. This sheet will come in handy to keep us...ahem, me on track.
Jenny @ Creatively Blooming1/12/2013 11:33:00 PM
Budgeting is our resolution too! I did great sticking to it pre-kids, but since having kids I haven't followed it. Hoping to stick to it this year.

Visiting from Sunday Sync. Hope you have a great week!
Agatha Singer8/22/2018 03:41:00 AM
Thank you so much for the budget sheet and useful tips!I am glad that i finally found someone similar to me in terms of approaching towards personal finance!
Agatha Singer9/10/2018 03:53:00 AM
Such great advice! I'm really looking forward to reading all your other budgeting posts. I'm awful at saving... But it's my main goal over the next couple of years. I've just recently started using cashback sites and now I definitely need to start tracking my spending!